FAQ

Does E3 offer employee benefits?

Yes, E3 offers a full suite of benefits. We provide you with a team member that can assess your current needs and match them with a program that meets your demands and your budget.

Can we keep the benefits we currently have?

While E3 offers a full suite of benefits, if our programs are not a good fit for you or if you’re comfortable with the benefits package you currently have in place, there is no need to switch. We will work with you.

Can we receive WOTC credits if applicable in your program?

Yes, and you should take advantage of the WOTC, being in an Empowerment Zone, VOW or any other incentive program. We can assist with either getting you the reports to file or to introduce you with a trusted partner who will file on your behalf.

What is co-employment?

Co-Employment exists when a client company enters into a contractual relationship with a PEO in which both entities share employer responsibilities over the employees. The client company is referred to as the common-law employer and is responsible for handling day to day operations and core job functions, while the PEO is considered the Employer of Record and is responsible for managing HR related aspects of business operations.

How common are PEO Arrangements?

The PEO industry has grown by 20% each year for the past 6 years, with an estimated 3 million Americans employed under a PEO arrangement in all 50 states. In other words, PEO arrangements are very common.

Will I be part of a “pool” in regards to Workers’ Compensation?

No. Each client company is evaluated and underwritten according to their own history and performance. Depending on the state guidelines, that performance is reported to either the state or NCCI.

Why is E3 HR different than a payroll service?

E3 provides more comprehensive services than a payroll service provider. Our professionals provide management in worker’s compensation, unemployment programs, benefit plans, as well as payroll processing and tax submission.

How does a PEO arrangement benefit the individual employee?

Employees can gain access to “corporate” employee benefits that they might not have access to as employees of a small business. These benefits include insurance such as health, dental, life, as well as 401(k) plans. Employees have greater job satisfaction when they receive these professional HR services, benefits, and safety services provided by a PEO relationship. Additionally, an employee can feel a sense of job security, given that partnering with a PEO helps small businesses reduce employment costs by adding efficiencies that would be more expensive to handle on their own.

Why would a small business use a PEO?

Our PEO helps reduce operating costs and grow your bottom line. Our professionals provide HR infrastructure on a big-business level that clients would not otherwise have access to, or have to pay a large up-front fee to have in-house. The client pays a small fee for services like payroll processing, technology, and benefits platforms, among other services that the PEO provides directly. E3 helps you save time by handling typical redundancies and costs that are often linked to human resource provisions to allow the business owner to focus solely on the company’s bottom line.

Does the client maintain control of thier company?

Yes. The client retains ownership and control of thier company and operations. The PEO and client are co-employers that contractually share employer responsibilities. The PEO typically assumes only the general responsibilities and liabilities associated with employee administration, payroll benefits, and worker’s compensation. The client retains all business operation responsibilities.

How are payroll taxes paid if I am using a PEO?

A PEO is recognized on the state level as the employer of record or co-employer of the employees for the purpose of reporting state unemployment insurance taxes. Each state is different in their requirements. In some the PEO uses the Client’s UI account to report SUTA. Other states mandate that the PEO hold the UI account and file under the PEO's account number. And finally, some states mandate that the PEO use the Client’s UI account but the PEO’s UI rate. At the federal level the IRS has acknowledged that the PEO would withhold and remit federal income and unemployment taxes for the employees.

Will my employees have access to their paystubs, W-2s and other information online or will I need to continue to provide them with that information?

Good news, E3 provides you and your employees with an ESS Portal (Employee Self-Serve). Employees may log into their account 24/7 and pull paystubs, receive messages from you, reprint w-2s and more. The portal is customizable and our team will assist you to tweak it for your needs.

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